can i get in trouble by lending my car to an un-insured driver

[murraymush]

HI please advise
If i lend my car which is regestured to me and insured by me for me only , to some one who said they have insurance to drive it and they get stoped by the police for what ever reason and it turns out they did not have insurance to cover them , can i get in trouble with the police ?

[mrs_overall]

Yes.
You should have checked that insurance was in force to allow them to drive your car.
Unless the law has changed recently, you are guilty of "use, cause or permit a motor vehicle to be driven on a road with no valid insurance."

[gonzo00]

the police will still charge you with permitting a person to drive your vehicle without insurance..regardless of the fact that they told you they were covered...sorry mate but i've been in the same position!

[aeinstein]

there has just been a case in our local paper about a girl who lent her car to a friend who was not insured.
he ran someone over, put the guy in the recovrey position and fled the scene.
he went to jail for it, and the girl who owned the car was banned and given a hefty fine.
not worth the risk if you ask me!

[Panic Button]

and they could take your car (as well as fining you and giving you points).

Watch Traffic Cops tonight on Beeb1, they seem to have an example every week of just this.

[david1702198]

also is if you claim you did not give permission then your freind would be prosecuted for theft of a vehicle

[Golf38]

Reference the above, they would be dealt with for TWOC, not theft - slightly lesser offence.

[Blymey]

Its your responsibility to Insure your car against third parties on the road. If you lend your car to someone, you should 1. See their certificate of car insurance to see if they are insured to 'Drive other cars' (usually third party only). 2. Add them as a temporary driver on your policy 3. http://www.aviva.co.uk/short-term-car-insurance/ In the eyes of the law, the registered owner of the vehicle is ultimately responsible otherwise.