insurance / title

[spock414]

Can I insure a Car under My Insurance if I am not on the title?

[Ethel]

Who is going to drive it?

[harryt]

To insure the car you need to have financial interest in it, ie your wife/husband or mother/son , you cant insure a friends car .
Also as Ethel said, who is going to be the main driver, you also have to be the main driver to insure a car , it is called fronting for instance if a father insures a child in his name but his son is going be the main driver, it is actually illegal and the insurers will refuse to pay a claim in the event of an accident.

[Ethel]

That is not quite true, harry. Many non-drivers own vehicles and insure someone else to drive.

Fronting is a different matter and amounts to fraud, as you say.

[spock414]

I will be the only driver. And i could get my son or brother on the title instead of me.

[Ethel]

Why don't you want to be the Registered Keeper?

[spock414]

possible lien

[harryt]

I have worked in insurance for 10 years and that is the case

[spock414]

thank you your help!!