Giving my bank account details

[Dolt]

If I give my bank account details to my employer, do they have access to my account?

[welshlibranr]

No, think not, as long as you don't give them your debit card number, they can only pay in to your account!.......

[Postdog]

no. I assume they want them to pay you.

[saxy_jag]

Only as far as being able to pay your wages into it. They usually just need your sort code and account number. They cannot legally access your account in order to withdraw any funds from it unless you sign something like a direct debit allowing them to. Neither are they allowed to pass on your details to a third party except in the case of a criminal investigation.

[sandyRoe]

If they can pay your wages into the account then they have access to it.

[Buenchico]

Anyone who writes a cheque hands over details of their bank sort code and account number to the recipient (because they're printed on every cheque). It's not a security problem.

Chris

[Dolt]

Yeah .........But when I have rang up to check my balance, they'd just ak for the acc No: and the sort code and I can get the balance on my account. So I think they can also get my details.

[puternut]

When you ring up doesn't your bank ask you for any passwords before they give you account details?? If not they should so that I cant ring up say 'My name is Mr/Mrs Dolt and how much is in my account?'

Mine does and I would hope yours does too

[Dolt]

Puternt, it's been awhile since I rang up my bank for a statement, but I'm just concerned about my employers having my details and being ale to access them.

[Dolt]

EDDIES, I don't give my PIN to anyone,

[ladybirder]

Dolt how do you think everyone in the country gets paid?

[boxtops]

why would they want to do that, dolt? If you ring up these days to ask about your account, you have to answer a load of questions and passwords before the bank will talk to you, the bank won't talk to me about my OH's account - your employer only wants the details so they can pay you.

[ladybirder]

This has to be a wind up folks - nobody can be this stupid. Apt name though.

[Dolt]

Ok, I'm probably overacting, but there was a time when I could ring up my bank a get a statement with just my account NO and sort code,

[boxtops]

You can't now, dolt - data protection has stopped all that.

[Ann]

There is a huge security operation when you ring PhoneBank (Lloyds) before you can get your balance. I frequently transfer money into my husband's account (we have separate current accounts) I give them his account number and they do that no problem but they will not tell me his balance even though I have just given him my money ..... and that's how it should be Dolt.