Question Author
Den53 - I can normally remember which one to use for Dear Mr or Dear Sir/Madam but I couldn't remember what to use when its just Dear Joe Bloggs - found out its yours sincerely.
Yes it is funny how the letter format and address layout has changed - it wasn't that long ago at all that we wrote addresses unaligned/staggered.
Lots of people seem to have dropped the commas as well for example after Dear Sirs or after each line of an address they don't use a comma - I'm not with the times yet on this one as I still use commas.
Stewey - I've never had a letter ending just 'Sincerely' at the end.
I do sometimes use: - Kind regards, regards, Many thanks