Rocky Marriage And The House..

[harley_Husky]

ok, so my wife and I simply do not get on anymore. any conversation decends into a slanging matchand a pathetic name calling argument. it just isn't healthy for anyone.
so, we purchased the house approximately 2 years ago. the deposit of 26'000 came from myself (10k) my father (12k) and my wife's friend (loan of 4k)

she earns decent money and pays the mortgage which is her name, and most of the bills.
I pay about 50 pounds a week to her bank ( not that frequently ) as I'm trying to recoup after 6 months work absence following some cancer surgery.

so, she is threatening solicitors and tells me that I am entitled to nothing and that she can have me removed " in minutes " ....

so, am I entitled to anything...?
can she have me 'removed in minutes'......?

thank you guys.

[FredPuli43]

Rubbish. She can't have spoken to solicitors yet !

Is the house in your joint names? "The mortgage is in her name" confuses me. Are there any children?

[hc4361]

No.
"Even if a house is only in the name of one spouse, if it is the marital home the other has a legal right of occupation for as long as they remain married to each other," says Lancaster. "It would be unusual for each party not to receive at least some share of the equity even if the house was only in the name of one of them."

http://www.guardian.co.uk/money/2013/feb/15/divorce-what-happens-to-the-family-home

[FredPuli43]

And notice that, if the house is in her name only, you should register a Notice of Home Rights with the Land Registry [see the link]

[VHG]

Firstly, she cant have you removed in minutes (under what grounds?).

However DONT give her any grounds.

DONT start any arguments, don't join in any arguments, and DONT under any circumstances slap her or hit her in any way.

The minute you do this she has grounds to get you out the house (domestic violence).

Let her say what she wants and do what she wants but don't rise to any bait.

She may be trying to get you to hit her for that very reason.

[VHG]

Also it may be worth trying to find ANY paperwork that proves you put money in the house and your father put money in the house.

This might be bank statements, letters, cheque stubs, anything

She may try to deny this, or destroy any paperwork, so find it and take it to your fathers house before she can destroy it.

[Peter Pedant]

Sorry you are in these difficulties

so long as the contributors can show they have contributed (like copies of cheques etc) they also have rights.

threats like I can have you removed in minutes shows your marriage is well and truly dead: I am sorry for that

[ummmm]

Is anything in your name? Bills etc?

[themas]

It looks like you & your father paid £22K & your wife has paid all the mortgage (she can argue that your £50 p wk is a contribution to other household costs such as food, utilities, council tax).

If her mortgage payments totalled (just as an example) £88K then there is an argument that she owns 80% of the equity & you own 20%. You certainly don't walk away with nothing unless the house sells for a lot less than you paid for it (i.e. if there is no equity because the selling price only just clears the mortgage).

[harley_Husky]

Dear All.
Thankyou for taking the time to answer - armed with this information i can tackle this situation properly.

Once again - Thank you one and all.

Warmest regards.
Eddie