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When parters split, can you be held responsible if he goes bankrupt?

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VannaB | 13:39 Sat 03rd Feb 2007 | Law
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My friend has split from her parter of 8 years. 3 years ago (against her better judgement) she had him put on deeds and mortgage of her house. Last year they remortgaged to release �15k equity so he could start his own delivery business. She has now heard that if he goes bankrupt they can make her sell her house even if she gets him to sign it back to her (or sell his share to her) to pay back his debts. Is this correct? What is my friend liable for? If he is on the deeds does that mean she has to give him half of what house is worth anyway to get rid of him? She's been given worst case scenario and is so upset I'm trying to find glimmer of hope for her. Please help if you can Thanks
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Mortgagors (Borrowers) are jointly and severally responsible for mortgage debt secured on property.
This means that both are liable together AND each is liable individually for WHOLE debt (not just 50% each).
If she buys him out, mortgagee (lender) releases him from mortgage so she owns house in sole name and his later bankruptcy would be irrelevant.

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