Default on Personal Loan

[pagenfestiva]

My husband had an affair during my pregnancy and kicked me out of our marital home when our son was 8 months old. I had no knowledge of his infidelity and saw out whole life together so when he asked me to take out a Personal Loan I didn't hesitate. It was for �18000.00 with over �13500.00 being used to pay off an existing loan in his name. I am now not working and am living with my parents. My only income is Disability Living Allowance and I have a car my parents paid for. He has paid for this loan from Day One out of his account. Now he has stopped paying and the bank are after me. He has recently been granted a mortgage with another bank. Is there any way the bank can be forced to put the loan in his name? What happens to me if the loan goes to permanent default/CCJ's?
I am at my wits end.

[Kathyan]

If the loan is in your name, irrespective of what the money was used for, it's your responsilbility. Sorry.

[Oneeyedvic]

Agreed, it is an unfortunate position to be in, but the debt is joint. The only 'good' thing is that you should be entitled to half of his assets which would include the house.

I would consult a solicitor as soon as possible.

[Sasha13]

Can I suggest you get in touch with the Citizen's Advice Bureau or the CCCS (google it) as soon as possible and they'll be able to advise you on the best course of action.