Hello All
I am new to this so bear with me. The links are interesting - I have also come here to look for advice about a CC card debt. I realise that yes, I used the card I need to replay them, but what if I just cannot manage to? I am out of work right now, have been struggling to keep up mortgage repayments alongside other vital household bills and my CC is the last one on the list. The CC company wont listen, they are not sympathetic at all and now its (apparently because I received no paperwork for court hearings etc) been through the court system and bailiffs will call.
If they are never allowed in what exactly can they do?