ChatterBank1 min ago
debt recovery
i have an outstanding debt of £140 with a court over an unpaid fine this has now been passed to a phillips debt collections and they have added fees now the debt stands at £425 which i am offering to pay at a rate of £25 per week but there saying they want payment in full or more charges will be added and baillifs will be sent to seize goods. i explained that i have no goods to that value and all i could pay was £25 per week but even after recording every call and logging it they still try to use bullyboy tatics. my hope is that this will get passed back to the courts where i then hope to have a chance of playing back all the calls and abuse i've had from them just to show the courts i am willing to pay this debt however the company they contract to collect the debts just happen to be the worst ever. where do i stand regarding this as they are now threatening me with an arrest warrant.
also i have researched this company and it seems they have quite a reputation for bulling.
how can the courts continue to use these people. any help would be grateful.
al1623 (Fri 20:01 12/Feb/10)
also i have researched this company and it seems they have quite a reputation for bulling.
how can the courts continue to use these people. any help would be grateful.
al1623 (Fri 20:01 12/Feb/10)
Answers
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http://www.consumeractiongroup.co.uk/index.php
Lots of advice in the debt action group.
http://www.consumeractiongroup.co.uk/index.php
Lots of advice in the debt action group.
You should write to them and make it clear that their behaviour is such that it now constitutes harrasment and that should they continue you will log all dates and times of calls and may take action under section 1 of the protection from harrasment act 1997. You may also take action under the administration of justice act 1970 s40. It is a criminal offence to make demands for money which may cause distress or alarm due to the nature of the process.