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CCA letter good result

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djtdjt | 11:55 Sat 30th Apr 2011 | Personal Finance
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Sent a letter to a debt collection company using a CCA letter asking them to prove the debt, they have replied and dropped the debt, was wondering could i use the same letter to a company that i am already paying, have been paying for over a year, could they refund my payments if they cannot prove the debt? or as i'm paying is that classed as an admission of the debt by myself?
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If you genuinely don't believe that you owe the money then send the letter but if you know the debt to be genuine then it could be classed as fraud?

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CCA letter good result

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