Home & Garden1 min ago
Inheriting a house and nursing home fees.
My father is in a nursing home and meets the cruteria for NHS funding at present and will be re assessed in July 2013.
I inherited my mother's half and have lived with him since 2005.
Sadly the nurse in the home has said there is only a very slim chance he will be alive when his next assessment is due.
I have just inherited a house from a distant relative which is worth about £120,000 and want to sell it or possibly rent it out.
I did not expect this inheritance.The Social Worker has found out and has said as I now have an alternative property I will be obliged to sell the house I share with Dad if he does not meet NHS criteria next year and half its value could be used for the fees.
As the house is worth about £500,000 I want to keep the house I own with Dad.
I was advised as it is jointly owned and occupied by me it could not be sold by the council.
Has anybody else been in this situation.
I inherited my mother's half and have lived with him since 2005.
Sadly the nurse in the home has said there is only a very slim chance he will be alive when his next assessment is due.
I have just inherited a house from a distant relative which is worth about £120,000 and want to sell it or possibly rent it out.
I did not expect this inheritance.The Social Worker has found out and has said as I now have an alternative property I will be obliged to sell the house I share with Dad if he does not meet NHS criteria next year and half its value could be used for the fees.
As the house is worth about £500,000 I want to keep the house I own with Dad.
I was advised as it is jointly owned and occupied by me it could not be sold by the council.
Has anybody else been in this situation.
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Hi Everyone
Sorry I have not come back before.
Just after I finished my question I was called to the home as my father was complaining of chest pain.
When I arrived the paramedic was with him and they took him to the hospital by ambulance as they thought it may be a heart problem but this was not the case so he is now back at the home.
The 2 houses are in the same council area so I suspect that is how the Social Worker has found out as I had to inform the Council Tax Office about the relative's death.
My main concern is I will not be forced into a position of the main house being sold and half the money being taken towards Dad's care.
It would not be very good to have £250,000 taken from you because of an inheritance of £120,000.
People have said my main concern should be my Dad. I am visiting him most days and taking him all of the things he needs.
The nurse at the home has said I am really their main concern as Dad is being well looked after by myself and the home and she says I have got to think I may have 30 years or more of life left as I am now 62 and retired.
The nurse has also said he is one of the best looked after residents in the home. Dad did complain I did not get his watch repaired until the Monday when he broke it at 5pm on Saturday afternoon but she thought he was expecting too much,
The nurse at the hospital remembered seeing Dad just over 3 months ago and she said sadly he has detiorated a lot even before looking at his records.
While at the hospital I spoke to a gentleman who gave me the name of a solicitor who specialises in Nursing Home Finance and he thinks the Solicitor will charge about £100 for a 45 minute session.
I will make an appointment to see if there is any action I should / can take but as the nurse says Dad's funding will be covered at least till July next year and it is very unlikely he will be alive then.
He will probably set my mind at rest a bit.
Sorry I have not come back before.
Just after I finished my question I was called to the home as my father was complaining of chest pain.
When I arrived the paramedic was with him and they took him to the hospital by ambulance as they thought it may be a heart problem but this was not the case so he is now back at the home.
The 2 houses are in the same council area so I suspect that is how the Social Worker has found out as I had to inform the Council Tax Office about the relative's death.
My main concern is I will not be forced into a position of the main house being sold and half the money being taken towards Dad's care.
It would not be very good to have £250,000 taken from you because of an inheritance of £120,000.
People have said my main concern should be my Dad. I am visiting him most days and taking him all of the things he needs.
The nurse at the home has said I am really their main concern as Dad is being well looked after by myself and the home and she says I have got to think I may have 30 years or more of life left as I am now 62 and retired.
The nurse has also said he is one of the best looked after residents in the home. Dad did complain I did not get his watch repaired until the Monday when he broke it at 5pm on Saturday afternoon but she thought he was expecting too much,
The nurse at the hospital remembered seeing Dad just over 3 months ago and she said sadly he has detiorated a lot even before looking at his records.
While at the hospital I spoke to a gentleman who gave me the name of a solicitor who specialises in Nursing Home Finance and he thinks the Solicitor will charge about £100 for a 45 minute session.
I will make an appointment to see if there is any action I should / can take but as the nurse says Dad's funding will be covered at least till July next year and it is very unlikely he will be alive then.
He will probably set my mind at rest a bit.
Hi factor30
Thank you for your concerns about my father and he is back at the home.
When I visited him yesterday he was crawling about on the floor but we got him up and I took him into the lounge and gave him a cornish pastie and a milkshake.
We then went a walk around the garden and he suddenly got upset and said the home was taking his money.
I am taking his bank statements in this afternoon to show this is not the case but I am not sure if he will understand them.
He then asked if I had opened a Cash ISA for him. I did that in April and he also got into a panic as he thought the house and the car was not insured but the insurance was renewed in May and June and I will take the policies in as well.
The nurse has said he is falling a lot more now and has asked me if I want him confined to bed.
I have told them not to do this as he would not be getting any life quality if they did that.
I hope I have taken the right decision and Dad does not seriously injure himself but time will tell.
Thank you for your concerns about my father and he is back at the home.
When I visited him yesterday he was crawling about on the floor but we got him up and I took him into the lounge and gave him a cornish pastie and a milkshake.
We then went a walk around the garden and he suddenly got upset and said the home was taking his money.
I am taking his bank statements in this afternoon to show this is not the case but I am not sure if he will understand them.
He then asked if I had opened a Cash ISA for him. I did that in April and he also got into a panic as he thought the house and the car was not insured but the insurance was renewed in May and June and I will take the policies in as well.
The nurse has said he is falling a lot more now and has asked me if I want him confined to bed.
I have told them not to do this as he would not be getting any life quality if they did that.
I hope I have taken the right decision and Dad does not seriously injure himself but time will tell.
Hi woofgang
There are residents in the home who are kept in bed.
A few days ago one was trying to climb over the bars but I know he just tries to stand up and falls straight away.
I know it is difficult for the homes / hospitals.
Another thing I have just thought of was the owner was concerned my father had no slippers on a little while ago.
I knew that would be difficult for the carers.
I went in one time and found his slippers and put them on his feet and then went to microwave some food I had bought in.
I arrived back 5 minutes later and he had gone into another room and his slippers were in yet another room.
On another occasion he was filling his slippers with water and on yet another occasion he had put a banana in his slipper and was trying to put it on.
There are residents in the home who are kept in bed.
A few days ago one was trying to climb over the bars but I know he just tries to stand up and falls straight away.
I know it is difficult for the homes / hospitals.
Another thing I have just thought of was the owner was concerned my father had no slippers on a little while ago.
I knew that would be difficult for the carers.
I went in one time and found his slippers and put them on his feet and then went to microwave some food I had bought in.
I arrived back 5 minutes later and he had gone into another room and his slippers were in yet another room.
On another occasion he was filling his slippers with water and on yet another occasion he had put a banana in his slipper and was trying to put it on.
Hi Factor30
I am setting off to ASDA for lunch which is on the way to the home. I rather fancy steak and ale pie today and I will fill my car up with petrol as the low fuel light came on last night using my ASDA credit card which gives me a 1p discount per litre.
I will see soon what Dad has been up to.
I am setting off to ASDA for lunch which is on the way to the home. I rather fancy steak and ale pie today and I will fill my car up with petrol as the low fuel light came on last night using my ASDA credit card which gives me a 1p discount per litre.
I will see soon what Dad has been up to.
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