Quizzes & Puzzles3 mins ago
eBay sale gone badly wrong!
Hi all
Ok, here is my saga. At the end of May I sold some gear from our studio on eBay. An annoying person was asking stupid questions about it from the start but he ended up sniping the others and got £675 worth of gear. Because it was so heavy we arranged to have him pick it up. Then his PayPal payment bounced and the money came back out of my bank. PayPal won't protect me because there's no delivery tracking number, even though I have proof via emails that he collected it, and a witness.
Eventually, after pitiful excuses I got a debt collection agency who I know to handle it. I've had to chase them every step and still he makes excuses - I will pay, I won't pay, I was never not going to pay, ok, do the legal action. Because of the uselessness of the agency I don't think I can trust them to do the small claims process. Even if I did there's no guarantee.
I guess here's my question - can I publish his name and details and say that he owes me money? I guess he's using my gear to run a DJ business. I wanted to save bad eBay feedback until this was resolved.
This has caused me untold stress from the beginning and I want it to end! I've no money myself and so I don't want to spend more on a process that might not get my money back.
Help!
Ok, here is my saga. At the end of May I sold some gear from our studio on eBay. An annoying person was asking stupid questions about it from the start but he ended up sniping the others and got £675 worth of gear. Because it was so heavy we arranged to have him pick it up. Then his PayPal payment bounced and the money came back out of my bank. PayPal won't protect me because there's no delivery tracking number, even though I have proof via emails that he collected it, and a witness.
Eventually, after pitiful excuses I got a debt collection agency who I know to handle it. I've had to chase them every step and still he makes excuses - I will pay, I won't pay, I was never not going to pay, ok, do the legal action. Because of the uselessness of the agency I don't think I can trust them to do the small claims process. Even if I did there's no guarantee.
I guess here's my question - can I publish his name and details and say that he owes me money? I guess he's using my gear to run a DJ business. I wanted to save bad eBay feedback until this was resolved.
This has caused me untold stress from the beginning and I want it to end! I've no money myself and so I don't want to spend more on a process that might not get my money back.
Help!
Answers
>>>can I publish his name and details and say that he owes me money
No. Several newsagents in Sheffield displayed the names and addresses of people who'd repeatedly failed to pay (very large) newspaper delivery bills. South Yorkshire Police visited all of them and threatened them with criminal prosecution for 'harassment for debt'.
You don't...
No. Several newsagents in Sheffield displayed the names and addresses of people who'd repeatedly failed to pay (very large) newspaper delivery bills. South Yorkshire Police visited all of them and threatened them with criminal prosecution for 'harassment for debt'.
03:18 Fri 23rd Nov 2012
Ok, I went through the Action Fraud website and this is what I got:
"From the answers you have provided we believe that this is a matter between yourself and your customer. We suggest that you try to resolve the issue with your customer if possible, or if this is not possible, contact Business Link. Business Link are a Government funded service that provide information and advice to businesses."
Argh!
"From the answers you have provided we believe that this is a matter between yourself and your customer. We suggest that you try to resolve the issue with your customer if possible, or if this is not possible, contact Business Link. Business Link are a Government funded service that provide information and advice to businesses."
Argh!
This is simple. As you have a witness and emails to show that some form of transaction(not yet complete) has taken place between the two of you inform him that unless you recieve full payment for the goods by a date stipulated by you(or return of the goods) that you will have no other option than to make a statement of complaint to the Police.
Oh dear. This is one reason why I won't ever allow anyone to collect unless either they pay in cash, or they have to wait for their payment to clear through my account before they can come and get it.
Why don't you put in a small claims action yourself (and get rid of the debt collection agency)? Have you got your solicitor involved yet? A stiff letter from a solicitor advising that unless he pays up, you're taking him to court, might stir him into action.
Why don't you put in a small claims action yourself (and get rid of the debt collection agency)? Have you got your solicitor involved yet? A stiff letter from a solicitor advising that unless he pays up, you're taking him to court, might stir him into action.
The payment bounced out of his bank account that was linked to his Paypal account. They state their rules about the tracking number so they can tell me that it was my risk. Yes, I should have taken cash.
I looked on the Police website and went through their Action Fraud site and got that answer.
The debt agency said as much - that if he didn't pay we'd start legal action. He said go ahead.
I don't know whether to just write to him and say keep the gear and have it weigh on your conscience. If I start a small claim then there is still no guarantee of getting the money back. I have to pay up front and then also pay bailiffs.
My original question was - can I plaster his name everywhere and say that he owes me money?
I looked on the Police website and went through their Action Fraud site and got that answer.
The debt agency said as much - that if he didn't pay we'd start legal action. He said go ahead.
I don't know whether to just write to him and say keep the gear and have it weigh on your conscience. If I start a small claim then there is still no guarantee of getting the money back. I have to pay up front and then also pay bailiffs.
My original question was - can I plaster his name everywhere and say that he owes me money?
Hi boxtops,
Yes, its a strange old lot, this ebay paypal thing. i had two ebay shops on the go, feedback of 3,500, never had a major problem with paypal, but a bit worrying because one customer paid over £1500 for some optic fibre cable, I sent it to him as soon as paypal said it was o.k. hate to think what I would have done if they had reversed it a month later, the cable would have been in a duct under the ground by then. I will stick to bank transfers in future for larger amounts.
Yes, its a strange old lot, this ebay paypal thing. i had two ebay shops on the go, feedback of 3,500, never had a major problem with paypal, but a bit worrying because one customer paid over £1500 for some optic fibre cable, I sent it to him as soon as paypal said it was o.k. hate to think what I would have done if they had reversed it a month later, the cable would have been in a duct under the ground by then. I will stick to bank transfers in future for larger amounts.
As much as you want to, I wouldn't advise you to plaster his name everywhere. It''ll be an offence of one kind or another.
Instead go to your local Citizen's Advice Bureau tomorrow and ask for thier advice. They will guide you through the most effective proceedure. In the meantime, send him a letter which acts as a final warning.
Be firm but polite and state that the letter is your final request in writing for payment of £675 overdue for sound equipment purchased from you on ebay. If this payment is not received within 7 days you will put the matter in the hands of your solicitor. Make sure you sign and date the letter.
Send it registered/recorded delivery, sorry never remember the difference but you need it to be signed for. Keep a copy of the letter for yourself and take it with you to the CAB tomorrow.
Instead go to your local Citizen's Advice Bureau tomorrow and ask for thier advice. They will guide you through the most effective proceedure. In the meantime, send him a letter which acts as a final warning.
Be firm but polite and state that the letter is your final request in writing for payment of £675 overdue for sound equipment purchased from you on ebay. If this payment is not received within 7 days you will put the matter in the hands of your solicitor. Make sure you sign and date the letter.
Send it registered/recorded delivery, sorry never remember the difference but you need it to be signed for. Keep a copy of the letter for yourself and take it with you to the CAB tomorrow.
take them to small claims court yourself - it's very cheap
http s:// www. mone ycla im.g ov.u k/we b/mc ol/w elco me
of course, they still might not pay, but at least you'll have the satisfaction of know you ruined their credit and they'll have a ccj
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of course, they still might not pay, but at least you'll have the satisfaction of know you ruined their credit and they'll have a ccj
My concern about the registered letter is that he's already had this from the debt agency - well, emails anyway, and has responded. I don't think another letter from me will do any good.
Well, I'm actually away at the moment out of the country and was hoping not to bring this with me. I'll look into the small claims process and see if I can do it.
Many thanks for all your help!
Well, I'm actually away at the moment out of the country and was hoping not to bring this with me. I'll look into the small claims process and see if I can do it.
Many thanks for all your help!
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