The Funeral Dues!

[Cmitchell]

How do I pay for a funeral before all the will business - house sold, car sold etc etc etc - is sorted?! PLEASE SPEAK IN PLAIN ENGLISH, I AM THICK AND STARTING TO GET WORRIED! Father not done a funeral prepayment plan!

A very poor offspring!!!!

Thank you.

[ubasses]

Is there any money in the deceased Bank account. If there is take the invoice to the bank and they will pay it from the account on your behalf.

[ummmm]

Has he got any money in his bank account/s.

You do know that you are not legally obliged to pay for his funeral? If the council pay I assume they take it out of his estate once it is sold.

[Tilly2]

Did he have a life insurance/assurance?

[murraymints]

most undertakers will delay a bill untill the estate settles matters..ie house bank accounts etc are released..funeral usually first bill settled..a bank will pay out from an account held by the deceased to pay usually too....they do it direct if there are suficient fubds of course....speaking from Scotland..

[bednobs]

is your income low? Funeral grant?

[ummmm]

https://www.moneyadviceservice.org.uk/en/articles/paying-for-a-funeral

[ummmm]

And I'm sorry for your loss, it's a horrible time to have to worry about money.

[Peter Pedant]

.

This may be useful:
https://www.moneyadviceservice.org.uk/en/articles/paying-for-a-funeral

I have never got money from the estate before probate
so you pay yourself and then claim it back

however if you go back to other threads on this section
people say they have done so and it aint a problem

the bank - if there is an account in the dead person's name in credit - will pay for funeral expenses. You apply to them

The law certainly allows for this ( says it is lawful to expend money from the deceased's unprobated estate ) but I have never met a bank mgt who will oblige

others say they have

[Peter Pedant]

oo er repeated post form umm
soz

[Ann]

Cm - firstly let me sympathise with you on the loss of your Dad. I lost my Mum 5 months ago so let me tell you what we did. She had made a will but of course you have to apply for probate even then. We decided not to appoint a solicitor for this, as people had said it was easy to do ourselves if everything is straight forward - so we ran the forms off on from the internet. We went into the building society the day Mum died, and they made a note of her accounts for us and what they contained,(they needed her passbooks) and they will need a copy of the will and the death certificate. They told us to take the bill for the funeral in to them and they would pay it as the probate would take several weeks to be granted. There was no problem at all, they also paid the energy bill as they changed Mum's main account to be "the estate of Mrs xxx" and paid it out of the estate.

[EDDIE51]

If you are on benefits or pension you can get a funeral grant from the government , it will have to be repaid from the estate if there is enough cash if there is not funds in the estate to cover it then you do not have to repay it. You or another relative claim it but the estate of the deceased is responsible for repayment. What's more ALL funeral directors are compelled by law to offer a simple basic funeral for the cost of the grant .
But be warned they will do ANYTHING including telling a load of lies to try to avoid having to provide a basic funeral for the cost of a funeral grant so you have to insist and walk out and go to another director if they refuse to provide the 'basic ' funeral . I think the grant is about £1200.

[woofgang]

So sorry for your loss and you don't need this. If your mother had sny kind of savings or bank account then they will pay the bill directly if you take it to them.

[ummmm]

Eddie...they don't all do that.

[woofgang]

eddie I wish you would stop tarring all funeral services with the same brush.

[EDDIE51]

Funeral grant information here
https://www.gov.uk/funeral-payments/overview

[EDDIE51]

No not all funeral directors are out to rob you but a high % are, however there are now alternate directors who can do the full funeral for under £1000 thus staying within the funeral grant
http://www.theguardian.com/money/2014/jun/28/funeral-die-low-cost-options.
There are similar operators all over the country now , Google 'low cost funeral' to find them they advertise 'online' only in most cases to keep cost down.

[EDDIE51]

That link didn't work try again
http://www.theguardian.com/money/2014/jun/28/funeral-die-low-cost-options

[EDDIE51]

2nd link works I can't see why the 1st one doesn't they look identical.