Deceased Bank Account

[Bazile]

Is it illegal to put money into a bank account of a deceased person ?

[factor-fiction]

Do you mean if you know they are dead?

[Bazile]

Basically i'm trying to sort out the affairs of a family member.

I haven't got any power of attorney or executor permission ( if that's what you call it ) yet .

The familiy member lived with her mum ( who is still alive , but not capable of attending to financial matters ) .

There are regular payments that goes through the account which needs to be continued to be paid , while i sort things out - so i need to make sure that funds are in the account to take care of these payments

[CheekyChops]

I'm pretty sure that once the Bank are notified that the account owner has passed away that they will freeze the account, so nothing can go in or out.

[ubasses]

As soon as someone dies the Bank is to be informed and the account frozen, no more payments out and none in. When they cancel the direct debits they will inform the Companies that the reason is account holder deceased. In the same way any Pensions/salaries/ insurance Companies paying in need to be advised. The Executor then gathers together any debts, and collects any monies owed before death and takes all these into account in executing the Estate. If you need funds to cover the funeral expenses, obtain the Bill and take it to the Bank, they should pay this on your behalf and taking it from any funds in the account. I will add the proviso that I have been retired a few years now, but cannot imagine these rules will have changed.

[Peter Pedant]

It is obvious you are sorting out the affairs of dead person ( sorry for the loss ) who has died intestate.

You should freeze the accounts and you do that by showing the bank ngr a death certificate. Nothing can go in and go out after that. The other grasping relation may wish to dip into it but they cant do that ( xc for funeral expenses)

and then you make your way thro' the list of duties of something like this

http://death-duties.co.uk/content/executors-and-administrators

[ One of my tenants paid me rent post mortem by DD and I had to give hell to the rather gormless kids who couldnt bring themselves to freeze the dead father's account. I thought it was probably unlawful for me to accept a payment from someone I knew was dead. ]

[Bazile]

thanks PP