Capping claims will ( for less serious injuries ) will undoubtedly lower costs to the industry
//Capping compensation would see the average payout cut from £1,850 to a maximum amount of £425, and it would only be paid out if a medical report was provided as proof of injury.//
1.In my experience , the percentage of payouts without medical evidence is small .
2.Obtaining medical evidence is not going to deter claimants , because it is the defendants who have to cough up for the costs
3. It is very difficult to disprove that a claimant is not suffering from whiplash ( back / neck pain )
I i say to the examining doctor that my neck hurts - it's impossible to prove that it doesn't .
//Rob Townend, claims director at Aviva, said: "These proposals bring us a step closer to saying good riddance to the 'whip-cash' merry-go-round that is the bedrock of the UK's compensation culture."//
I don't see how that claim can be made .
However the capping will certainly reduce the overall costs .