Driving A Car Away From A Dealers Premises

[malagabob]

Conflicting answers on a search. Does a car need to be insured before driving it away from a dealer. Does your existing insurance cover it if you have let your Insurance know the cars details.

[bednobs]

If you are taking it fir a test drive it will be covered by their I durance. If it's yours you need to insure it if you are driving on the roaf

[waterboatman]

If your insurance covers you for any car then your OK.

[bednobs]

That of course should read road. If your Insurance co has agreed to cover the car and you have paid the premium it is insured

[bednobs]

Very very few policies will cover you to drive any car. Mine for example covers me to drive other cars that don't belong to me under tp only

[Hopkirk]

Some dealers have a temporary insurance cover available, perhaps for a week, to cover you until you arrange your own cover.

[woofgang]

Simple answer from my experience is that your insurance will cover you if your insurers have said that you are covered. Last time I bought a car, my insurers set up a day's overlap to cover taking my old car to the dealer and bringing home the new one. So far as I recall, they said that insurance on my old car would cease when I no longer owned it and insurance on the new car started at the beginning of the working day on which I was collecting it.

[Cloverjo]

From a dealership, they usually give you temporary insurance, but they will tell you that. Best to ask the dealership.

[twix123]

Speak to your Broker/Insurers and ensure that cover for the new car has been placed, and confirm that the Motor Insurance Database will be updated for the date that you collect the car.

I once had to placate a customer, and obtain compensation from the insurer, in a case where he bought his wife the same model of a new car each year, but the insurer made a mistake one time updating the MID. Using ANPR the car was flagged up as being uninsured the following week. The police had it removed and impounded, charging over £200 for it's release.