ChatterBank1 min ago
Old Age Pension
My Husband gets a married man's pension which is joint for myself and him. I do not get a pension myself. What is worrying him, he has got terminal cancer, is that when he dies I will not get any pension at all as I never paid a stamp. Will I get a Widows pension from his insurance payments ?
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I came across this the other day, don't know if it will be of any help to you. Can Age Concern, of they still exist, advice you?
I came across this the other day, don't know if it will be of any help to you. Can Age Concern, of they still exist, advice you?
No widows pension but on top of your pension apply for the bereavement payments, it's a lump sum and £100 pcm for 18 months.
You should also contact your utilities and see if they offer schemes that help those on low incomes. Severn Trent water for example can give discounts of up to 90% on bills and others have similar. Usually via a related fund. If you don't already get it you can also apply for help with heath costs which will cover dental and optical treatment and fares to and from medical appointments
You should also contact your utilities and see if they offer schemes that help those on low incomes. Severn Trent water for example can give discounts of up to 90% on bills and others have similar. Usually via a related fund. If you don't already get it you can also apply for help with heath costs which will cover dental and optical treatment and fares to and from medical appointments
Ladybirder: Without knowing many exact details, such as husband's date of birth, it is simply impossible to give a precise figure.
My recommendation would be to call the government-provided Pension Advisory Service on 0800 011 3797. (Mon-Fri: 9am - 5pm, excluding Bank Holidays.) (This service is free & doesn't come with any element of selling.) Basically a widow can get the State Pension based on her husband's contributions if his contribution record is more complete than hers. For a widow who has never contributed, this is simple.
I believe that the widow has to make a claim to get this, but it can be done by a simple phone call. (This doesn't apply to widows born on or after 6 April 1953, as they come under the new pension rules.)
My recommendation would be to call the government-provided Pension Advisory Service on 0800 011 3797. (Mon-Fri: 9am - 5pm, excluding Bank Holidays.) (This service is free & doesn't come with any element of selling.) Basically a widow can get the State Pension based on her husband's contributions if his contribution record is more complete than hers. For a widow who has never contributed, this is simple.
I believe that the widow has to make a claim to get this, but it can be done by a simple phone call. (This doesn't apply to widows born on or after 6 April 1953, as they come under the new pension rules.)
Not sure how your Husband's pension gets paid but normally, married pensioners receive their own pensions.
When you say you don't get any pension, do you mean:
•he gets it all in one amount each time
•he gets two payments into his account each time
•you get an amount each time into your own account each time?
When you say you don't get any pension, do you mean:
•he gets it all in one amount each time
•he gets two payments into his account each time
•you get an amount each time into your own account each time?
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// So, me working all my life to get the same pension as someone who has never worked??!! Is that fair???//
fair or not - it is the Law
it USED to be a widows mite which was hen made up with Pension Credit and Housing benefit so that you didnt live in lugzury but you didnt starve. Same money now, different benefits.....
this is really benefits advice rather than pensions ( and not a matter of Law ) but the asnwers by and large havent been bad
fair or not - it is the Law
it USED to be a widows mite which was hen made up with Pension Credit and Housing benefit so that you didnt live in lugzury but you didnt starve. Same money now, different benefits.....
this is really benefits advice rather than pensions ( and not a matter of Law ) but the asnwers by and large havent been bad