accident claim advice

[silverdaler]

i recently had a minor bump in my car, which l felt was not my fault. my car was undamaged, the other one was slightly damaged. i rang my insurance company for advice, they thought from my explanation that the other driver was in a better position to avoid a collision, but at worst it would be 50 - 50 claim. i gave the guy my insurance details, hoping that he might just let it lie rather than affect his insurance. inadvertenly , i gave him my old car insurance details (dont think tahts relevant at the mo)

anyway, i have just had a solicitors letter off him. he has been and had his car mended at a cost of �375.00 (no quotes first) and presumably his solicitors costs will be on top of that ! his solicitor has sent a letter for me to forward to my insurance company. should i just do that, and let the insurance company deal with it. ?

im worried about the effect on my insurance in the future now .

[homer75]

I would let my insurance company deal with it. Forward the solicitor's letter and a covering letter to your company explaining the circumstances again. You've already made them aware of the accident so no point in doing otherwise.

[PhilBy]

Definitely pass it on to your insurance company, just because he has presented a repair bill does not mean your insurance comapny will pay it. Your insurance company will also have their own legal department that will not be intimidated by a solictors letter.

[sddsddean]

This is what you pay vast premiums for. Let them sort it out, but perhaps include a covering letter reiterating your view of events.

[Toureman]

Don,t worry about solicitors letters, they mean nothing, if the other idiot driver wants to spend his money on solicitors that has nothing to do with you and you are not liable for his costs!

Your insurance company will do everything for you.

[silverdaler]

thanks everyone - will take your advice