Excess Bank Charges

[agamad]

I am currently looking into the posssiblity of taking on my bank (like everybody else is doing!) in relation to overdraft charges. However, I have recently cancelled one of my accounts and it is this account which notched up the lion's share of charges. Does anyone know if I can still claim against this account despite having cancelled it?

[Ethel]

Yes you can. Hurrah! You are in a win win situation here - there is no retaliatory action the bank can take against you.

If it gets to court, the precedent will be set - and the banks are doing everything they can to avoid this.

Excellent independent advice, letter templates and a forum are all available here:

http://tinyurl.com/zl4tg

Good luck!

[agamad]

Many thanks Ethel.

I think I just need that initial push to get the ball rolling and then see where it takes me. There is certainly a plethora of advice out there. Your link looks very comprehensive.

Here goes...

[WendyS]

Also go to MoneySavingsExpert.com and read the article on the Home page about reclaiming bank charges.
You will also at the end of the article a forum on Success Stories of people who have gone ahead and claimed, which hopefully will encourage you not to hesitate at the first hurdle.

[Ethel]

WendyS - that's exactly where the link takes you. :)

[doirecormac]

if u contact The Financial Ombudsman Service they will do it 4 u !!


0845 080 1800