blacklisted

[northboy]

i am blacklisted,how long will it be before i can apply for another visa card

[Buenchico]

There's no such thing as a 'right to credit', so lenders are free to determine how long you'll have to wait before they'll give you a card.

The most commonly quoted figure is 6 years but if you win �10 million pounds on a lottery roll-over this weekend, you might find that you could have a new card by next week ;-)

Chris

[northboy]

cheers chris,
lottery,win it,that`ll be the day.
if i do win it you will be the first to know..mark

[Oneeyedvic]

Whilst adverse credit will remain on your credit file for 6 years, that does not mean that you can't get credit.

The sooner you pay off any arrears and CCJs, the sooner you will get credit.

As a rough guide, once you have paid off all your arrears, you will probably be able to get a credit card from someone like Capital One within 6 months to a year.

Make sure that you go on voters role where ever you are living and try not to move around too much.

[tubeway]

You can apply whenever you like - but they wont issue you with a card until they decide that they want you to have one.