Failed IVA

[alb0679]

I have recently failed an IVA after paying almost 4 years of
the agreement. Rather than go down the bankruptcy road, the practitioner has issued a notice of non compliance, which means that I now have to deal with my creditors directly once again. Unfortunately, after 3 years, I destroyed most of the paperwork from my creditors, meaning I have no record of my initial debt to them. Fortunately though I have recently landed a job with a much higher salary, so this may not be a problem.
I would like to ask the company which ran my IVA for a complete list of how much I owed each creditor, both at the start and at the end of the agreement.
Does anyone know if they are legally obliged to provide this, as I am a little wary about the amount I have paid them and how much my creditors have actually received.
If they refuse to provide this, can I apply through the Freedom of Information act for it, and does this act cover personal financial information held on database.
Thank you.

[Kathyan]

When you complete an IVA, you recive a certificate of completion (I know you haven't completed yours!). I would assume that as your IVA has failed they should send you a chairman's report stating what you have paid in and how much you still owe (not 100% sure of this though!).

Try asking here

http://www.debtquestions.co.uk/debt_forum/

They don't bite and are very helpful. Good luck!

[FROGGY51171]

you should obtain an up to date copy of your credit reference it will have a list of people you owe and more often than not an address and phone number for the company so you can contact them direct when you have done that contact a company called dcm money solutions they specialise in dealing with failed ivas i've used them myself they are excellent they will even call at your home and go through it with you good luck and keep your chin up ...