help!
I joined a gym back in September 2006, and then found out my job was re-locating in December. I therefore wrote to the gym to cancel my membership as I was moving some 100 miles away. I received a snotty letter from a finance company saying that I had missed a d/d payment (I had cancelled d/d). I then wrote them a letter explaining the circumstances, and also said I had not realiased I was in a credit agreement. When I joined, I had just got out of a swimming pool and the gym staff said I need to complete an app form and d/d to join. No mention of a credit agreement. OK, in hindsight, I should have read it thoroughly, but as I said, I'd just got out the pool and was dripping wet!
I ended up calling the finance company and explained I was moving. They said I would have to pay a cancellation fee and provide proof of change of address. I explained I would be living in temp accomodation for 2 months whilst the house move went through, so would not have any proof of th new address til then. Anyway, I got a few more snotty letters, and I sent them a couple, then I ended up offering the cancellation fee and awaited to hear. I got nothing back after my 2 letters.
7 months have passed and my sister calls me to say she has had a letter saying that they have traced me to her house! (Never lived or used the address before) and threatening legal action/bailiffs! Her initial is a K and mine is a C, so when people write to her, they often spell hers with a C, so she opened it and called me, which was a bit embarassing!
so question 1... is this a breach of data protection?
question 2, they now want �524... do I have a leg to stand on?
Anyone that can offer words of wisdom would be appreciated!