ChatterBank0 min ago
14 year old debt
debt collector found my adress i owe a marks @ spencers cred card �300 from 1993threating me unles i pay with court action can this happen after this lenth of time ?
Answers
Only 1 answer
Best Answer
No best answer has yet been selected by paddy20. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.
If you have not acknowledged this debt in the last six years (five in Scotland) then it becomes "Statute Barred"-- this means it cannot be enforced in court.
Reading the following link will explain it -----
http://www.nationaldebtline.co.uk/england_wale s/factsheet.php?page=25_liability_for_debts_an d_the_limitation_act
Read it carefully, and DO NOT give your phone number to the DCA , they will forever phone you.
Although they cannot take you to court to enforce payment, they can send letters etc , as long as they dont harras you.
Send the Statute Barred letter and then just ignore any further correspondance.
Reading the following link will explain it -----
http://www.nationaldebtline.co.uk/england_wale s/factsheet.php?page=25_liability_for_debts_an d_the_limitation_act
Read it carefully, and DO NOT give your phone number to the DCA , they will forever phone you.
Although they cannot take you to court to enforce payment, they can send letters etc , as long as they dont harras you.
Send the Statute Barred letter and then just ignore any further correspondance.
Only 1 answer
