Jobs & Education0 min ago
14 year old debt
debt collector found my adress i owe a marks @ spencers cred card �300 from 1993threating me unles i pay with court action can this happen after this lenth of time ?
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If you have not acknowledged this debt in the last six years (five in Scotland) then it becomes "Statute Barred"-- this means it cannot be enforced in court.
Reading the following link will explain it -----
http://www.nationaldebtline.co.uk/england_wale s/factsheet.php?page=25_liability_for_debts_an d_the_limitation_act
Read it carefully, and DO NOT give your phone number to the DCA , they will forever phone you.
Although they cannot take you to court to enforce payment, they can send letters etc , as long as they dont harras you.
Send the Statute Barred letter and then just ignore any further correspondance.
Reading the following link will explain it -----
http://www.nationaldebtline.co.uk/england_wale s/factsheet.php?page=25_liability_for_debts_an d_the_limitation_act
Read it carefully, and DO NOT give your phone number to the DCA , they will forever phone you.
Although they cannot take you to court to enforce payment, they can send letters etc , as long as they dont harras you.
Send the Statute Barred letter and then just ignore any further correspondance.
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