OK, fair enough, you want to leave accounting.
I presume that the qualification is in accounting though? If so you may well have 3.5 yrs experience, but unless the skills that you have learnt are directly transferable to whatever it is that you decide to do next then it's almost inevitable that you would have to start at, or near, the bottom.
Wanting a decent salary in itself is not a bad thing - it will just rule out a lot of jobs if you say to yourself I'm not willing to earn anything less than �X