flooding

[chacar]

I flooded my down stair neighbour and them below them as well. Bu i dont have insurance will i be forced to pay them?

The problem was due because my sink was blocked with hair on the fri i noticed this so i bought sink unblocker which did not work, im with a housing association which its offices are closed on a sat sun they have an emergency line but i wasnt aware of this.

So on the mon morning someone accidently left the tap runnin slightly i didnt notice and i went to work, about a half hour later my neighbour said i had flooded them.

The thing is my down stair neighbour is not so bad and his carpet is only damage which i dont have a problem paying. But its his down stair who is the worse effected as it has differet lay out plan would i be liable for them as well??

[Tichfield]

You were negligent and caused damage to other people's property.

Of course you are required to compensate them.

If you don't then they may claim from their insurers who in turn will claim the money from you, or they may sue you personally.

[terambulan]

Dont pay any of the neighbours...tell them to claim off their insurance! The Housing Ass would have their own building ins. You just pay your own.....

Dont admit liability with hair etc. Claim the sink U bend was badly installed and became unscrewed......

Fair wear & tear! That's the culprit!

[Ethel]

Good grief! I would never suggest you lie - it is fraud, and the housing association and /or insurance companies will easily see that it is not wear and tear.

Why haven't you got insurance? Have your neighbours got insurance? Any claim they make willl increase their premiums next year, so it is unfair to expect them to lose out through your negligence.


Wait and see what the HA suggest.