baylifts

[lightlow]

hi my daughter,has had a loan from a bank plus abig over draft. and not paid much back , then she shut the account, now we have got the baylift phoneing the house saying they take my house. can they do this as she has not had permision to use my address.she is staying here with her 2 boys as she has not got any where to live and i could not see the boys on the street,the baylifts said she has 3 days to give them the money , which totel of ,12000. and iv not got that kind of money.

[misundrstood]

this will be a bit long but please percevier
if as in council tax the person is living with you then they can only touch or reccuperate items that belong to the person who they are dealing with they are not allowed to touch any or all of your chattels these belong to you and not the client they are dealing with so if your daughter has a television in her room that will be deemed hers unless proven by you otherwise also it would be a good option for your daughter to get in touch with the bank and come to some agreement that she can both afford and stick to the bank will do everything it can to get the money back and your daughter should make available any agreement that is both reasonable to her in her situation and the bank as in acceptance this seems to be a reluctance on your daughters behalf to reply at any stage to the banks requirements as it is rare and takes a very long time for banks to take this action in my own personal experience i hope this helps

[misundrstood]

had i not answered your comment about the bailiffs then i will now you are not unless you have signed a said agreement with the bank (most unusual) liable for any or all of your daughters finances thereby the bailiffs can only enter and take said items to the amount outstanding of the debt outstanding when taken to auction basically that means if a telly is worth �200 new they may think it will only get �50 pounds at auction so more items will be taken than you expect

[bednobs]

i would think it quite unlikely the bailiffs would come and take your house - it would be a bit big to fit in their car

[Ethel]

Are you saying that your daughter gave false information to the bank in order to get these loans?

Was she living at your address at the time?

Has the bank obtained a County Court Judgement against your daughter?

[misundrstood]

i thought this to be a serious question bednobs

[Postdog]

It probably was serious, but when you have been on here longer, then you can critisize the odd bit of sarcasm - believe me, litle gems like that are mild compared to some of the comments people choose to make.

[LAW_DROP-OUT]

?

[bednobs]

i suppose i didnt really mean to be rude, but when a questioner asks if the baliffs can take her house, my fingers just itched to reply in that way

[Twenty20]

Now I remember why I dont come on here at the weekends, all the 'green' people.

[studaples]

can she not pay in kind, those baylifts are ugly so she will have 2 close those eyes and curl those toes! perhaps as some pay back she could pick up some std ??