hpi check

[woolleysheep]

if you agree to buy a car and your insurance company will not insure the vehicle and it fails a hpi check what should i do as the company is applying pressure to complete the deal

[redcrx]

what came up in the HPI check? did the seller claim it was clear?

[woolleysheep]

it claimed there was outstanding finance which the garage denied, but the insurance company refused to insure the vehicle but would not say why

[redcrx]

if you still want to go ahead any buy it then go through another insurer and try again.

But unless you can be assured there is no outstanding monies owed for the car then why take the risk of buying it.

[woolleysheep]

i agree, but the company is is very aggressive towards the purchaser for them to complete the deal and they do not want to change insurance companies as it was them that brought the problem to ther notice

[missspeedy23]

They may be refusing to insure it as it may be an insurance write off?

Have you seen the HPI check yourself as they can't refuse to show you. You could do it yourself online but you'd have to pay.

[redcrx]

then tell the garage that youre pulling out of the purchase. Have you signed anything agreeing to buy it?

[ct75]

The garage have a legal obligation to inform you.
If you were buying from a private individual then you have no rights if they sell you a bent car but under trade descriptions act a garage has to declare the cars hidden history if it has one.

[factor-fiction]

Don't touch the car. You could end up being responsible for the outstanding finance from a previous owner,a nd may have trouble getting it insured. And if ever you come to sell it you might have problems.