Old Dept

[weenie48]

A dept recovery agency has contacted me about a dept that my ex husband and I had in 1990. I thought this was paid. He left me in thounsands of pounds worth of dept and skipped the country. I had to sell my house and car to pay off all the dept and start again b y borrowing �3000 for a deposit for a home for myself and my daughter. In May this year the agency threatend to take my home off me and take me to court for the amount due albeit at a reduced amount. I am now disabled and live on state benefits. I requested a copy of signitures which they have now sent me. I haven't the money or the will to pay them. My ex is back in this country and has paid them a small amount i.e. �5 every now and again by cheque. Is there anyway I can get rid of this. Ideas please. It really is upsetting me.

[mrs_overall]

You don't say who your original debt was with but it sounds like they have sold the debt on to a debt collection agency.
Firstly - do you owe this money?
If you do, then the bad news is that old debts never go away. You mustn't bury your head in the sand and ignore it.
I think your best bet is to contact your local Citizens Advice Bureau. They will have a member of staff dedicated to debt problems who will act as go-between, and will know the ropes and terminology. If you owe, it, you'll have to pay it, but the CAB will be able to negotiate a repayment plan that hopefully, you can afford, even if it's only a few pounds each week.
DO NOT use any of the so called debt management firms that advertise everywhere as they'll cost you an arm and a leg.
Good luck.