source of funding - nondisclosure

missvagabond | 17:20 Tue 25th Nov 2008 | Personal Finance

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if a lender cannot provide the following original documents to validate a debt: 1. A copy of the original contract binding both parties 2. Validation of the debt - the actual accounting Does this mean i am a victim of nondisclosure? Is the debt then UNenforceable? Am i then able to remove this history/file from my credit file as the debt is false? if so, how do i do that?

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