Joint Confirmation For A Payment

[chrissa1]

We are due to receive some �200.00 from solicitors acting for our Mortgage Company, yes, really! We have requested that the cheque be made out in our joint names. They have written back asking us both to sign individual letters confirming that this is the wish of both of us. My husband is abroad on business for two weeks.

My question is, why do they need both our signatures to do this? I would understand if we had requested the amount to be paid to just one of us. It is not a great deal of money, but if it had been �20,000.00 I would have been a bit upset that it has got to take so long to be authorised.

Is this a case of taking Professional Indemnity too seriously?

[PeelerPal]

�1 or �100,000.00 when you have a solicitor dealing with your mortgage, which has two signatures on the agreement, it is imperative that any changes or refunds must have a signature from all parties involved on the mortgage agreement in order to prevent any descrepancy. should the solicitor ony require one signature for a small amount of �100.00 but two signatures for larger sums of money, the solicitors are placing themselves in a position liable to persuant action should one party had not been aware that a change/refund had been made and agreed without their signature. I hope this makes sense.

[chrissa1]

Yes it does Peelerpal. Thanks.