I have been driving for 28 years. I have never received so much as a parking ticket.
I drive in strict accordance with the rules of any given stretch of tarmac over which I may be travelling.
In 28 years, I may have flouted the rules very occasionally but I have certainly never been disqualified nor caused/been in an accident.
The price of my insurance premiums is too much concern to me, as is the welfare of my passengers and the safety of other road-users.
If that makes me sound pious, I make no apology. Driving a motor vehicle is a responsibilty,not a right !