pension credits

[gillywilly96]

Do pension credits top up everyone's state pension to the maximum regardless of Ni contributions? If not, how do they work exactly?

[sara3]

Pension Credits is very much like Income Support for pensioners. it has nothing to do with NI contributions, and is available for those who's basic pension/income is below a certain level. it is means tested so you can't claim if you have a degree of capital/savings, or other income.

http://www.direct.gov.uk/en/MoneyTaxAndBenefit s/PensionsAndRetirement/StatePension/DG_100186 92

[gillywilly96]

Sara3

Please reply in other question!

Thanks again.

[gillywilly96]

I meant to say please see reply in other question. Sorry. Been down the pub.

[Buenchico]

It's OK, GillyWilly. Being slightly intoxicated is an essential requirement for anyone posting on AB late on a Friday night ;-)

Thank you for your post on your other thread. I note (from that thread) that you're still confused regarding NI contributions, savings and Pension Credit. Sara3's link does actually answer your question but not directly. What I mean by that is that the page she directed you to includes a further link, to an online calculator, which will (hopefully) tell you what you need to know:
http://www.thepensionservice.gov.uk/pensioncre dit/calculator/home.asp

Chris