ChatterBank20 mins ago
Driving- no Insurance cover
4 Answers
18 yr old son has fully comp insurance on own car.
His friend was unwell, and son drove friend's car, believing he was covered on own insurance.
Stopped by police, policy does not allow him to drive any other car - so he is to be summonsed.
Obviously guilty in law, but is there any likelihood of mitigation?
He has been driving so carefully for his first year, and so gutted to have not realised no cover in this situation.
Should I use a lawyer to see if there is any chance of avoiding a ban? Is 6 points the minimum points expected please? Kids - who'd have them!
His friend was unwell, and son drove friend's car, believing he was covered on own insurance.
Stopped by police, policy does not allow him to drive any other car - so he is to be summonsed.
Obviously guilty in law, but is there any likelihood of mitigation?
He has been driving so carefully for his first year, and so gutted to have not realised no cover in this situation.
Should I use a lawyer to see if there is any chance of avoiding a ban? Is 6 points the minimum points expected please? Kids - who'd have them!
Answers
Best Answer
No best answer has yet been selected by chrism1961. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.I would have thought a good lawyer (or your son if he's a smooth talker) could soften a judge's heart on this one... first year of driving, no other offences, didn't understand the law, is fully insured and so not trying to evade responsibilities, only doing it to help out a sick friend... definitely worth a try. He's guilty, as you say, but that's when mitigating circumstances come into play. Go for it. And don't give up on him, he sounds like a good citizen!