ChatterBank0 min ago
4 car accident, who is liable ?
Recently my car was parked on the road outside my house with a neighbours car parked in front, and a 4 x 4 parked behind.
In the night a lad in a stolen car lost control of the vehicel while being pursued by police and crashed into the 4 x 4.
The 4 x 4 was pushed forward into my car and my car in turn hit the neighbours car in front.
I have fully comp insurance.
Where do each of the claims lie please ?
I think that the neighbour in front claims from me, I claim from the 4 x 4 and the 4 x 4 effectively has no claim as the stolen vehicle was uninsured. (unless a civil case is brought against the lad in the stolen car)
Am i right, or am I way off the mark please?
thank you
Martin
In the night a lad in a stolen car lost control of the vehicel while being pursued by police and crashed into the 4 x 4.
The 4 x 4 was pushed forward into my car and my car in turn hit the neighbours car in front.
I have fully comp insurance.
Where do each of the claims lie please ?
I think that the neighbour in front claims from me, I claim from the 4 x 4 and the 4 x 4 effectively has no claim as the stolen vehicle was uninsured. (unless a civil case is brought against the lad in the stolen car)
Am i right, or am I way off the mark please?
thank you
Martin
Answers
Best Answer
No best answer has yet been selected by martman. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.I believe that the police have instructions not to persue if it is increasing the risk of danger/injury to the public. This would maybe have relevance if theaccident took place in a residential area or town, or similar. As the vehicles were un-attended and there was no one in any of the struck vehicles, (i'm assuming), then surely it all comes down to the driver of the stolen vehicle who unfortunately for you is uninsured, unless these vehicles were parked illegally. I also believe that all insurance company's pay into a fund for victims of uninsured drivers. Maybe your insurers have a legal department that can give you advice for free !
This is only my opinion/belief and has no legal backing to this in any way.
Have you posted this question in the 'LAW' tab on this page ?
Or try this address ;
http://www.justanswer.com/law/uk?r=ppc|ov|2|La w+%2D+England+and+Wales|Law+%2D+Common+2&JPRC= 1&JPKW=free%20legal%20advice&JPKD=126963891031 &JPDC=S.std&JPAD=23122074531&JPRQ=Free%20Legal %20Advice&JPAF=txt&JPCD=20090223-1&OVRAW=Free% 20Legal%20Advice&OVKEY=free%20legal%20advice&O VMTC=standard&OVADID=23122074531&OVKWID=126963 891031
Good luck
This is only my opinion/belief and has no legal backing to this in any way.
Have you posted this question in the 'LAW' tab on this page ?
Or try this address ;
http://www.justanswer.com/law/uk?r=ppc|ov|2|La w+%2D+England+and+Wales|Law+%2D+Common+2&JPRC= 1&JPKW=free%20legal%20advice&JPKD=126963891031 &JPDC=S.std&JPAD=23122074531&JPRQ=Free%20Legal %20Advice&JPAF=txt&JPCD=20090223-1&OVRAW=Free% 20Legal%20Advice&OVKEY=free%20legal%20advice&O VMTC=standard&OVADID=23122074531&OVKWID=126963 891031
Good luck
-- answer removed --