ChatterBank0 min ago
new insurance law
New law coming out that even if your car is off the road you must have it insured. How does this stand for people with motorhomes that only insure them for 6 months of the year?Asking as a friend of mine has one.
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many motorbikes are only used 6 months of year and not taxed but sorned.
I cant see why someone wouldnt insure it though? its still an asset that would need insurance protection for something like fire and theft at least.
i think its a good idea though to ensure that people find it harder to try and break the law. We pay enough on insurance without having to pay extra for those who flout the laws.
I cant see why someone wouldnt insure it though? its still an asset that would need insurance protection for something like fire and theft at least.
i think its a good idea though to ensure that people find it harder to try and break the law. We pay enough on insurance without having to pay extra for those who flout the laws.
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This was the discussion on here last night about this http://www.theanswerb...2.html#answer-5518416
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Eddie, many rogue drivers don't bother with insurance or anything for that matter but they have to be caught actually on the road, now they don't, the car can be checked against MID and seized even if it is off the road.
The sorn mob, presumably have their car off the road but insured. Bikers would definately be insured and very few bother with sorning to save about £35, not worth the agro. In fact most of the whole sorn thing is for classic cars bikes where they are off the road for repairs or restoration etc.
The sorn mob, presumably have their car off the road but insured. Bikers would definately be insured and very few bother with sorning to save about £35, not worth the agro. In fact most of the whole sorn thing is for classic cars bikes where they are off the road for repairs or restoration etc.
Quite so, Geezer and I don’t really see this as being a problem.
These regulations do not apply to vehicles which have a SORN. An owner is only likely to declare a SORN if he is keeping the vehicle off the road for some time and in that period he is unlikely to want to insure it, but he can if he wants to.
Since you have to have either tax or a SORN those who do not declare a SORN have to tax their vehicles whether they use them or not. How many owners are likely to tax a vehicle but not insure it (bearing in mind you have to have insurance to get a tax disc)?
There may be a very few people who tax their vehicles continuously but use them (and so insure them) only intermittently (though why you’d do such a thing I cannot think). They will now have to declare their vehicles with a SORN for the periods they do not use them and that's not a particularly big deal.
The only significant numbers of people this will have any effect on are those who neither tax, SORN nor insure their vehicles, or those who might have tax but no insurance. And they are the very groups the regulations are aimed at.
All a bit of a non-story, really (unless anyone can suggest I may have missed something).
These regulations do not apply to vehicles which have a SORN. An owner is only likely to declare a SORN if he is keeping the vehicle off the road for some time and in that period he is unlikely to want to insure it, but he can if he wants to.
Since you have to have either tax or a SORN those who do not declare a SORN have to tax their vehicles whether they use them or not. How many owners are likely to tax a vehicle but not insure it (bearing in mind you have to have insurance to get a tax disc)?
There may be a very few people who tax their vehicles continuously but use them (and so insure them) only intermittently (though why you’d do such a thing I cannot think). They will now have to declare their vehicles with a SORN for the periods they do not use them and that's not a particularly big deal.
The only significant numbers of people this will have any effect on are those who neither tax, SORN nor insure their vehicles, or those who might have tax but no insurance. And they are the very groups the regulations are aimed at.
All a bit of a non-story, really (unless anyone can suggest I may have missed something).
Oh - has this finally been enacted??
I was looking at this a year or so back.
The legality of this was somewhat interesting - it also included MOTs Some judge gave a rather dodgy ruling about whether there had been an intention to mischiviously evade the law. But the case was never appealed.
Of of the back of this this was part of the road sfety act as I recall but never seemed to have been enacted for some reason.
Must see if I can find the original case again
I was looking at this a year or so back.
The legality of this was somewhat interesting - it also included MOTs Some judge gave a rather dodgy ruling about whether there had been an intention to mischiviously evade the law. But the case was never appealed.
Of of the back of this this was part of the road sfety act as I recall but never seemed to have been enacted for some reason.
Must see if I can find the original case again
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