Cheaper Car Insurance?

[lylabellablueyes]

Are there any tips to gain cheaper insurance. Ive only been driving a year last week, but it stills seems excessive.

They are quoting me £1600 etc for a 1.4 engine. 1 claim worth £1300 in march (Even though it was other guys fault)..

I am obviously going to tell the truth when filling out online quote questionnaires, but is there a way to get it cheaper.. If you have more of an excess amount, does this bring it down. I've found that opting for fully comp actually makes it cheaper.

Any tips would be lovely as i'm not the best att hsi kind of thing.

[milly143]

Try adding a partner or parents, etc as a named driver on your insurance. Sometimes adding an experienced driver can reduce your premium.

[annie0000]

A good insurer should be able to help, but yes, in general increasing your excess should help, also, if you do lower than average miles then again if you limit the mileage that will help. For younger drivers, you can also get a restrictor to stop the car being used at night which significantly helps. Have you checked that they have your employment status correct? The difference between 2 similar sounding job titles can be quite significant. Can you keep your car parked off the road when you are at home? Have you used one or more of the insurance comparison sites. I am sure there is a guide to getting a better deal on the moneysaving expert website too.

[Dee Sa]

try More Than, we found them much cheaper than anyone else.

[delphfolk]

also try Swift Isurance

[delphfolk]

Sorry insurance

[redcrx]

try adrian flux insurance.
agree with adding a more experienced driver if you can.

[lylabellablueyes]

Ive tried all the companies sugested and it's offering the same price. Sadly, i don't have anyone i can be named on.

Thanks a lot for the answers.

[milly143]

Remember it's you adding them on your insurance, not them adding you on theirs and you could actually add anybody you like, as long as you have their correct details. There is nothing stopping you adding your next door neighbours brothers boss to your policy if you really wanted to. I bet you know a couple of people who have been driving for a while who you could enquire about adding.

[wiggal]

Have you tried LV insurance?

I was paying £1700 for my car, and when I had to renew my insurance at the beginning of this year my fiance phoned up his company who quoted me £500 for the year!Far cheaper then I ever thought I would get. And I have only just beendriving 2 years and my car is a 2ltr so not bad at all really! :-)

[redcrx]

wiggal, i would make sure that you check ALL of your documents just in case theres a mistake there.

[dave50]

Which insurance companies are not on comparison websites but are worth enquiring?

[jno]

I don't think Directline are on comparison sites. We've found them cheapest; but I don't know about youger drivers.

[wiggal]

Hey red, dont worry, we have done all that a few times, and my fiance phoned them up twice and asked them to double check everything before we signed up to it as we were wary to start with.