police chase - accidents

[eyebrows]

hey all,

WHO pays for teh damaged caused by police chases...

scenario = uninsured guy goes on teh run , caught by police, but clatters into 10 cars while doing so, clearly on camera (like you see on teh tv)

who has to pay for teh damage, surely not teh owner?

[shylock73]

I should think the car owners will have to pay through their insurance as long as they have `vandals cover` included.

[gouldc]

If the thief is identified, and assuming the vehicle he stole was insured, then whoever insures that vehicle is liable for any damage caused.

If, however, the theif flees the scene and is NOT identified, whoever's cars were damaged would have to claim off their own insurers.

Don't ask me why the identification of the thief makes a difference, I just know it does - very strange set up, because the car is stolen in both scenarios, and there's no way in hell we'd ever get our money back after paying out for all the damage the little scroat has caused

[fagidill]

mdoo98 , 5hit hot answer, let me know if you see any jobs going.