Surely the insurance man would have made an appointment and knocked on the door rather than go round the back and press against the window staring into the house!! It is only a soap, but as others have said, it should be a bit more realistic. Eileen could say she filled her paying in book in by mistake and its gone into her account but will make an immediate transfer into Owen's account, but of course she wont, and the story will go on and get even more irritating. I know, I know, but I will stil watch!!