Where is the cheapest place to buy Motor Insurance?

[JonnyBoy12]

Sorry if this question has been already asked before, but this is of interest to most car owners. I have seen on televison many times the adverts for Confused.com, but never visited the site. That is until now, and guess what, the quote I have been given is more than what I am paying at the moment with my insurancer who is just next door to me. So that is not much help; this site is supposed to save me money.

Can any of you kind ABers let me know where I can buy affordable car insurance, without having to take out a second mortgage? I would appreciate your help on this matter, unless that is you are trying to sell me insurance yourself. You are all here to provide friendly, unbiased advice, right?

Thanks once again for your kind answers.

[AlBags]

You should try one of the online web insurance checkers ..
like confused.com .. or comparethemarket.com

[JonnyBoy12]

"Comparethemarket.com", not "comparethemeerkat.com"?

[NazNomad]

Depends on you age, your car and your history, of which we know nothing.

[Andyvon]

Of course we are trying to provide friendly and unbiased advice Jonny. Try the on-line comparison websites first such as comparethemarket and confused.

The thing with insurance is that there are so many variables that must be taken into account before you can be quoted a price for a policy. Some of the more important factors the insurers consider are your age, your driving experience, your driving record, the value and power of your vehicle, your occupation, your address, where the vehicle is to be kept - just to mention a few! Once everything has been considered and your risk to the insurer assessed (as they will be paying if you have an accident) you will be quoted a premium.

I'm assuming you are quite young Jonny. There's only one way to ensure lower premiums in the future and that's to own a sensible car that you can afford, drive carefully and stick to the rules of the road. That way you will avoid making claims and prove to the insurers over the years that you are a good risk.

Good luck.

[Mobius1]

Well let's first apologise for telling the chap to use confused.com when in his actual question, he said he used it and the quote he's got from it is more expensive than what he's paying now. That is slightly duff advice.

How old are you JonnyBoy and what would you say your average yearly mileage is likely to be? I'm with Coverbox for my insurance. I have a GPS vehicle tracker in my car that tracks the mileage I do, and I pay per mile based on an estimated mileage (for the purpose of paying a fixed monthly direct debit). It's fully comp and was the cheapest quote I could get by about £50 quid.

[sigma]

If you're going to use comparison web sites check as many as possible. Although they may come up with the same companies some carry offers that the other sites don't.