Film, Media & TV0 min ago
Drink Driving
i know failing to provide is an automatic 12 month ban, but does it still carry the same penalties with insurance companies and driving licence ?
the reason i ask is one of my friends cars was hit by a p***ed up driver on a motor traders policy who refused the breathtest according to the police by refusing it will have less impact on him regarding insurance etc.
the reason i ask is one of my friends cars was hit by a p***ed up driver on a motor traders policy who refused the breathtest according to the police by refusing it will have less impact on him regarding insurance etc.
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The maximum penalties are worse looking at the link.
they will still have to declare it for ins purposes
The maximum penalties are worse looking at the link.
they will still have to declare it for ins purposes
Regarding the insurance aspect, a lot depends on what sort of Motor Trade policy the driver was covered by. If he was a sole trader, then his driving record should be taken into account, but if he was covered under a garages blanket policy, not all insurers ask for the names and records of all of the drivers. If he was covered by one of these, any ban would not affect the premium, but a proper garage Motor Trade policy is not cheap in the first place as there are many classes of cover, both compulsory and voluntary, to be paid for.