There is always a lot of ignorance about MOTs on here. I know for a FACT that ANPR cameras DO NOT check for MOTs .
Also no MOT, DOES NOT repeat NOT ! invalidate your insurance .
Getting stopped and checked will show that you have no MOT but only if the police check with the central data base , they only do this if they have stopped you for another reason.
No MOT is a fixed penalty notice only, £60 penalty (Not a Fine as there is no conviction) .
As I just said I got stopped and checked, my MOT had expired but I just got a £60 penalty , no points , no conviction. However the police did say that if I got stopped again and still had no MOT it was a court case .
Take it from me , I have been there done it and got the ticket. If you do not pay the £60 within 28 days then it becomes a fine with points !