Car Insurance After Being Banned

[kloofnek]

My daughter is banned from driving at the moment...3 years for drink driving..
We had her on our insurance so she could use our car...when she finishes her ban,can anyone give us some idea how much our insurance is likely to go up...I know it will be a lot... but would like to know.

[dzug2]

Your insurance comany will tell you surely???

[kloofnek]

I know ..but as she has another 18 months to go,don`t want to be ringing them up.I just thought there will be someone on AB who has come across this and will have some idea how high it will be.

[albaqwerty]

I don't know if this site will be of any help

http://www.superquote.com/drink-driving-insurance/

[Buenchico]

Quotes:
"According to Confused.com, there is a typical rise of 40pc on premiums"
and
"Moneysupermarket.com has a higher estimate for the premium increase, citing rises of “as much as 75pc on average”. "

Source:
http://www.mymoney24.co.uk/insurance/motor-insurance/the_cost_of_drink_driving_1_757431

Chris

[kloofnek]

will look at that thanx

[Peter Pedant]

Think teenager think lots

I think everyone knows I get driven around because I am an ex-drink driver. IN 2000, I think I was quoted 2-4000. So much that it was worth paying someone to drive me so that the 'premium' goes into the local community

She should do the course - drink awareness. 'I have addressed my drinking behaviour.' (Abby ER) is a useful catch phrase and if she can that is even better.

Three year ban = quite squiffy

Bear in mind that teenagers have mind blowingly high premiums

[Peter Pedant]

.
I had a look - increase of 50% strikes me as being low

having insurance refused is much more like it

[kloofnek]

By the way,she is not a teenager...39 years old!!!!

[kloofnek]

Had a row with her boyfriend,jumped into his car,a high speed Suburo..so not only was she done for drink driving but not named on his insurance...she was only on our car.!!!!

[jake-the-peg]

Oh dear!

Insurance companies have different risk types - and you'll get refused if you ask many with that history much as I would if I approached Saga (older drivers).

There are specialist insurers that cater for such cases:

http://www.drinkdriving.org/drink_driving_car_insurance.php

for example

[kloofnek]

yes...it was "Oh Dear"!!!

[Peter Pedant]

only o dear?

[Blymey]

Dont take this the wrong way, but lets have all the facts before usefull advice can be offered please. Drink driving you said -DN10 or higher. And now an IN10 no insurance possibly a speeding as well from your discription?, dangerous driving. Whatever, it must be a totting up TT 99 to get a 3 year ban. Did she have permission to take his car?
My advice is Your current insurer is your first call. She wont be the first banned driver they have spoken to, believe me, they do it everyday and wont be shocked.
3 or more new convictions at a new insurer will often be an automatic decline.

[DJHawkes]

does she really need to drive?