Film, Media & TV5 mins ago
Speeding
I have just been done for speeding, 38mph in a 30mph zone. Been offered a speed awareness course, if I take it do I still get points on my licence and also have to pay a fine? Also do I need to inform my insurance company? Many thanks.
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See 'Do I have to inform my insurers?' here:
http:// www.goc ompare. com/car -insura nce/spe ed-awar eness-c ourses/
Also relevant:
https:/ /www.th eguardi an.com/ money/2 016/jan /27/why -speed- awarene ss-cour se-coul d-hike- up-insu rance-p remiums
http:// www.tel egraph. co.uk/n ews/ukn ews/law -and-or der/119 80318/S peed-aw areness -course s-could -invali date-in surance .html
http:// www.tel egraph. co.uk/i nsuranc e/car/i -took-a -speed- awarene ss-cour se--and -my-car -insura nce-dou bled/
See 'Do I have to inform my insurers?' here:
http://
Also relevant:
https:/
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Beware inaccurate advice:
Julie Robertson, the head of the driving offences team at law firm Simpson Millar, says: “There is no question that having taken part in a speeding course can, and often will, inflate a person’s insurance premium - sometimes quite substantially.
“Several of my clients have reported significant rises in their insurance premiums after they attended a speeding course, and subsequently informed their insurer. Clearly, it is interpreted as an element of enhanced risk despite the fact that it might actually be the opposite.”
Experts say that premiums can rise by between 10% and 30%, but it depends on your insurer because not all ask drivers to declare a course.
https:/ /www.th eguardi an.com/ money/2 016/jan /27/why -speed- awarene ss-cour se-coul d-hike- up-insu rance-p remiums
Julie Robertson, the head of the driving offences team at law firm Simpson Millar, says: “There is no question that having taken part in a speeding course can, and often will, inflate a person’s insurance premium - sometimes quite substantially.
“Several of my clients have reported significant rises in their insurance premiums after they attended a speeding course, and subsequently informed their insurer. Clearly, it is interpreted as an element of enhanced risk despite the fact that it might actually be the opposite.”
Experts say that premiums can rise by between 10% and 30%, but it depends on your insurer because not all ask drivers to declare a course.
https:/
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As has been said, beware of the "blanket" advice regarding insurance.
Read your policy document to determine whether you have to inform your insurers and (just as important) whether you have to inform them immediately or wait until renewal. The Admiral Group certainly asks for details of Speed Awareness Courses
Read your policy document to determine whether you have to inform your insurers and (just as important) whether you have to inform them immediately or wait until renewal. The Admiral Group certainly asks for details of Speed Awareness Courses