ChatterBank1 min ago
Car Insurance Companies Wont Insure Me !!!!! Help !!!!
ive been with hasting 5-6 yrs, was happy, got new quote on october 2018 and opted to pay by DD usuay i paid annually,
then i had a bad company taking money from my bank in november 2018 , bank told me that since this company had my card details i would be better open a new bank account which was also contactless etc, i asked would my DDs and standing orders be ok and he said " dont worry they will alll transfer automaically
now ive need to tax car today, i called hasting to email me policy, thay said my policy ended as there was a DD sent back to tham in december 2019, i asked them why didnt thaey tell me this back then , they said they did but they did not, ive no email or text or letter from them...
seems ive been driving this car 5 months now illegally and damb well lucky cops have not arrested me !!!!!!!!
then went on site comparisons and no insurance company will touch me, why ? because they say i could have had an accident in last 6 months or someone could have made a claim against me, i explained its the banks fault but they dont care .
called hastings again and they said , because of underwriters have put note on system no one will insure me.
now im stuck with no insurance, no way to get to work and a car sitting rotting away which i will need to sell.
i was going to trade it in against a better new car , if i did do that then could i go for a new quote on the new car ?
i really need advice .
what can i do ? thanks
then i had a bad company taking money from my bank in november 2018 , bank told me that since this company had my card details i would be better open a new bank account which was also contactless etc, i asked would my DDs and standing orders be ok and he said " dont worry they will alll transfer automaically
now ive need to tax car today, i called hasting to email me policy, thay said my policy ended as there was a DD sent back to tham in december 2019, i asked them why didnt thaey tell me this back then , they said they did but they did not, ive no email or text or letter from them...
seems ive been driving this car 5 months now illegally and damb well lucky cops have not arrested me !!!!!!!!
then went on site comparisons and no insurance company will touch me, why ? because they say i could have had an accident in last 6 months or someone could have made a claim against me, i explained its the banks fault but they dont care .
called hastings again and they said , because of underwriters have put note on system no one will insure me.
now im stuck with no insurance, no way to get to work and a car sitting rotting away which i will need to sell.
i was going to trade it in against a better new car , if i did do that then could i go for a new quote on the new car ?
i really need advice .
what can i do ? thanks
Answers
Best Answer
No best answer has yet been selected by pumpjack. Once a best answer has been selected, it will be shown here.
For more on marking an answer as the "Best Answer", please visit our FAQ.
-- answer removed --
-- answer removed --
No expert at all; but it seems to me that the insurance company had a duty to ensure you had been informed in order to avoid the situation you describe; not to mention a duty to have evidence that they had successfully informed you. Plus a responsibility to not screw you up by 'putting a note' on the system defaming your name. Do you not have a case against them ?
they are required to send you a renewal notice
and then a termination notice
and then they can cease insurance
actually it seems they did from your script...
I have had a termination notice arrive AFTER they had terminated insurance but we had date of letter and postmark fun on that one .... [on appeal they reviewed the file, found the termination notice unposted in it and popped it in the post]
you are not the victim in this - s/o in a removed post seems to have discussed compensation - compensation for what - acting stupidly?
as above - try a human insurance broker
ALSO as you clearly been black listed when you find a man and not machine discuss whether a bank change is grounds for blacklisting and discuss either 1) rectification or a note saying that you had bank problems
and then a termination notice
and then they can cease insurance
actually it seems they did from your script...
I have had a termination notice arrive AFTER they had terminated insurance but we had date of letter and postmark fun on that one .... [on appeal they reviewed the file, found the termination notice unposted in it and popped it in the post]
you are not the victim in this - s/o in a removed post seems to have discussed compensation - compensation for what - acting stupidly?
as above - try a human insurance broker
ALSO as you clearly been black listed when you find a man and not machine discuss whether a bank change is grounds for blacklisting and discuss either 1) rectification or a note saying that you had bank problems
Related Questions
Sorry, we can't find any related questions. Try using the search bar at the top of the page to search for some keywords, or choose a topic and submit your own question.