driving other cars

[rdv]

my comprehensive policy allows me to drive other cars on 3rd party cover. Does the other car need to have its own insurance cover

[NORMANTHEDOG]

yes

[rdv]

Thanks, my insurance call centre is in India and they just dont seem to understand the question

[Gef]

No. I have comprehensive insurance to drive my own car and my policy allows me to drive any other car not owned by me. However, if I was to blame for an accident whilst driving another car my insurance company would cover the third party claims but there would be no insurance to cover the car I was driving.

[rdv]

now I am confused! the other car is taxed and like you my policy states i can drive any car not owned by myself on a 3rd party only basis

[ermm...]

no, it just has to be taxed and mot'd, now its 2 aganst one lol hope it hellps

[rja211077]

No. The requirement is that you must, as a minimum, have cover for third party claims against you. Thus, as previously stated, your insurance would cover the third party claims.

You would not be able to claim anything for damage to the car you're driving, but you are legally OK to drive it.