car insurance write off

[aaronseasear]

It would appear that my sons super corsa is going to get written off as a result of some idiot pulling out and damaging 3 panels along 1 side.
The damage is minor but the cost is like �1000 im guessing making it a cat c or d. He wants to keep the car, how does it normally work with insurances. we are TPF & T and the legal cover is chasing the other side for the repair costs. do we get the money and have an option to buy the car back cheaply?

[NORMANTHEDOG]

usually they will offer you a figure for the car and let you keep it regardless,its cheaper for them to just let you have it

[innocenti]

Your insurance will give you a figure for the car. Always reject this amount and say that the amount is too low. When they come back with a revised offer say you want to keep the car and buy it off them. They will settle and deduct the payment for the car.

But beware a CAT A/B/C/D car will be higher in insurance and will make it very difficult to sell.