Crosswords1 min ago
Catagory D write offs
I have purchased a car, and found that it is a catagory D insurance write off... I was told by a mechanic that you can have the catagory D cars cleared, but have to pay an amount of � and put it through an M.O.T. style test... Can anyone confirm if this is true, and who I write too? Thanks
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If a car has been 'written off', and you want to put it back on the road, you need to start with a Vehicle Identity Check. The purpose of this is to establish whether it's still essentially the same vehicle or whether the repairs have made so many alterations that it's now a different vehicle.
The result of the VIC is important. If it's decided that it's still the same vehicle, it can retain the same registration number. However, if it's regarded as a different vehicle it will be given a 'Q' plate. ('Q' plates are generally associated with kit cars and can attract hefty insurance premiums).
If the car retains its original registration number, it will also retain its 'type approval' (which means that it's manufactured to standards which comply with the Construction & Use Regulations). However, if it's given a Q-plate, you'll have to apply for 'single vehicle approval' (which involves an additional fee on top of the VIC fee).
Once the car has been through the VIC and then re-registered (either under the existing registration number or with a Q-plate) it can then be MOt'd, taxed and insured for road use.
The DVLA can provide further information.
Phone 0870 240 0010 (0800-2030 Mon-Fri, 0800-1730 Sat)
or e-mail:
[email protected]
Chris
The result of the VIC is important. If it's decided that it's still the same vehicle, it can retain the same registration number. However, if it's regarded as a different vehicle it will be given a 'Q' plate. ('Q' plates are generally associated with kit cars and can attract hefty insurance premiums).
If the car retains its original registration number, it will also retain its 'type approval' (which means that it's manufactured to standards which comply with the Construction & Use Regulations). However, if it's given a Q-plate, you'll have to apply for 'single vehicle approval' (which involves an additional fee on top of the VIC fee).
Once the car has been through the VIC and then re-registered (either under the existing registration number or with a Q-plate) it can then be MOt'd, taxed and insured for road use.
The DVLA can provide further information.
Phone 0870 240 0010 (0800-2030 Mon-Fri, 0800-1730 Sat)
or e-mail:
[email protected]
Chris
The DVLA website does not distinguish between different classes of 'write off'. It simply states this:
"A vehicle identity check (VIC) will apply to those vehicles notified to the DVLA as being written off on or after 7 April 2003":
http://www.direct.gov.uk/en/Motoring/BuyingAnd SellingAVehicle/RegisteringAVehicle/DG_4022486
Chris
"A vehicle identity check (VIC) will apply to those vehicles notified to the DVLA as being written off on or after 7 April 2003":
http://www.direct.gov.uk/en/Motoring/BuyingAnd SellingAVehicle/RegisteringAVehicle/DG_4022486
Chris
Chris - The VIC scheme did not incorporate category D salvage when launched as it was believed that these vehicles were at a low risk of ringing. This was because they would have relatively minor damage and could be easily repaired and returned to the road.
It has been suggested that criminals may be likely to target category D vehicles because they are not subject to a VIC inspection. There are no present plans to include category D vehicles within the VIC scheme, but given the risks identified VOSA will monitor the situation.
This confirms the categories within the VIC scheme...
http://www.direct.gov.uk/en/Motoring/BuyingAnd SellingAVehicle/AdviceOnBuyingAndSellingAVehic le/DG_4022107
It has been suggested that criminals may be likely to target category D vehicles because they are not subject to a VIC inspection. There are no present plans to include category D vehicles within the VIC scheme, but given the risks identified VOSA will monitor the situation.
This confirms the categories within the VIC scheme...
http://www.direct.gov.uk/en/Motoring/BuyingAnd SellingAVehicle/AdviceOnBuyingAndSellingAVehic le/DG_4022107
-- answer removed --
The only wayto remove a vehicle from the MIAFTR system (which notifies the DVLA and VOSA that the car is a total loss) is for the insurer who added the vehicle in the first place to contact the DVLA.
However, the only time we would ask to remove their marker after deleting the MIAFTR entry is if either we added the details incorrectly (ie putting the car as a Cat B or C instead of a D), or if the policyholder provides independent engineering evidence to show our initial recomendation of the category was incorrect.
Cat D's do not need a VIC as per Norman's reply - it only aplpies to A, B and C (although VOSA can't get to grips with the fact that Cat A and B's should never appear on the road).
Even when a car has passed a VIC, the category marker will remain against that vehicle for the rest of the time that it is on the road - all the VIC does is allow the DVLA to re-issue documents (V5) and tax reminder forms for that vehicle. The V5 will then have a permanent note attached to it stating ''Vehicle was substantially damaged, and/or repaired on xx/xx/xxxx''.
It will also note the day that the car passed the VIC
However, the only time we would ask to remove their marker after deleting the MIAFTR entry is if either we added the details incorrectly (ie putting the car as a Cat B or C instead of a D), or if the policyholder provides independent engineering evidence to show our initial recomendation of the category was incorrect.
Cat D's do not need a VIC as per Norman's reply - it only aplpies to A, B and C (although VOSA can't get to grips with the fact that Cat A and B's should never appear on the road).
Even when a car has passed a VIC, the category marker will remain against that vehicle for the rest of the time that it is on the road - all the VIC does is allow the DVLA to re-issue documents (V5) and tax reminder forms for that vehicle. The V5 will then have a permanent note attached to it stating ''Vehicle was substantially damaged, and/or repaired on xx/xx/xxxx''.
It will also note the day that the car passed the VIC
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