Quizzes & Puzzles1 min ago
diving with no insurance
can you help. my boyfriend has just passed his test 1 week ago and has been driving my car with me as passenger. we got pulled of police for no insurance as it had been cancelled without us knowing. i am the policyholder and who pays for the insurance. the police have siezed the car and said i was getting 6 points but then changed there mind and didnt but what wil happen to my boyfriend as as far as we were aware we were insured and i dont want him to lose his licence because of my mistake
Answers
Hi. My son was caught without insurance, and as yourself it was a mistake as we thought he was insured. They took his car, took his licence and will have 6 points when it comes back. It is an automatic revication of a licence if in the first 2years of having a licence, which means new test and everything. Hope things workout.
12:57 Sun 16th May 2010
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Caila, reread Eddie's post above - the insurance companies have to write to you if you default. Ask them to send you a copy of the letter they sent to you. You haven't moved house as well, have you? This is one reason why I always put everything in writing, not just rely on phone calls, there is no record (unless they are one of the companies which records all their calls, so they would be able to trace when you phoned them to advise your change of bank details).
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Caila, I do not dispute what Eddie and others are saying re the outcomes - but how can a letter take three weeks to arrive, when it is something as important as this? I would have expected the insurance company to send a second letter saying something like "since you haven't replied to our earlier letter, your policy is now cancelled". As Eddie says the bank stuff is only part of the story.
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I think eddie's postings are spot on.
I think the reason the thread didn't go the way you wanted is that you started off in your question saying things like "it had been cancelled without us knowing" and "as far as we were aware we were insured".
It may have been better to have omitted all those points and kept to the point you wanted addresssing which was what will happen to his licence.
I think the reason the thread didn't go the way you wanted is that you started off in your question saying things like "it had been cancelled without us knowing" and "as far as we were aware we were insured".
It may have been better to have omitted all those points and kept to the point you wanted addresssing which was what will happen to his licence.