Query on Disproportionate use of police power regarding SP30 (points)/Insurance
I received an SP30 (3 points) on my licence for speeding & registered them with my insurance company. I had to remind the insurance company as the points did not appear on my renewal application & was informed they were definitely added to my policy. I was stopped by the police a while back, whilst they were checking my details it transpired that the Insurance Company had not added my SP30 to the insurance database and the police phoned the insurance company and were informed that I did not disclose my SP30 to them. I told the police that I had & recommended they check with my car insurance to see if I informed them because why would I inform one and not the other plus there was no additional cost with an SP30 added. The police informed me that I was under arrested. I was DNA’d, finger prints taken, photographed & interviewed. I was released on bail with the charge of obtaining insurance by using false information (not declaring my SP30). (after being released on bail, I phoned the Insurance Company & asked them to listen to the recordings of my calls to confirm that I declared it, they came back to me and confirmed I had disclosed the SP30 & sent a letter to confirm this. The policeman did not come back to say no charges would be made until the day before I was due to attend following bail (which was 5 weeks and 6 days later), although the Insurance Company informed me that they updated them the same day). I feel from the time the police approached me that the main one over stepped the mark firstly by stating before you ask, no I don't have anything better to do. Does anyone know how I can check if this was standard procedure or disproportionate use of power. Thank you in advance.