Its the law i believe its every 10 years, similarly passports need updated too.Otherwise theyd be useless as id.Cheap price to pay for id which is essential now.
Irrespective of what you think without a valid photo there's no valid licence.your choice.I'm sure there's a hefty fine for a licence without correct address i imagine similar if you don't update photo.I imagine in 3 years it will cost £30 or more.
So in comparison £20 is nothing if you still want to drive?Bear in mind if you owe dvla money they can take your car away.Better get to the poast office pronto.
some people like micmak manage without the photocard licences, but I don't know the rules for this. But for photo ID, £2 a year isn't too extortionate.
Paper only lasts until you move house or are due to renew.Then you must get photo id one.Some people dont renew their licence when they move house , to change addresson it, but this is illegal and has a hefty fine.